🛡️ FractionalHQ Insurance
"Decentralized protection. Transparent claims. Community-powered insurance."
FractionalHQ Insurance is reshaping how we protect what matters — starting with pets, and rapidly expanding across health, travel, electronics, and more. We believe insurance should be transparent, affordable, and community-governed.
Powered by Polygon smart contracts, our platform enables users to join decentralized coverage pools, submit claims, and vote — all transparently recorded on-chain with no middlemen.
Why It's So Affordable:
- 🚫 No Middlemen: No agents. No underwriting desks. No corporate rent. Policies are handled by code, not call centers.
- 🤝 DAO Governance: Claims are reviewed by policyholders and trusted nodes — not insurance execs or adjusters.
- 🧱 Blockchain-Powered: Everything is recorded immutably, reducing fraud and lowering admin costs.
Result? Plans start at $5/month — not $40+. And your money stays in the pool, not in someone's bonus.
🚀 Launch Your Own Insurance MVP
Explore our open-source whitelabel and start building your own decentralized insurance product in minutes.